Mortgage Renewal

Now is the  Ideal Time to Compare Mortgage Rates & Save Big!

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Wherever you are in life, our passion is to help you achieve home ownership. Whether this is your first house, or one of many, we are committed to making the mortgage renewal process as uncomplicated, quick, and easy to understand as possible.


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A mortgage renewal happens when the term expires on your current mortgage. Mortgages rates in Canada are set for terms of expiry of 3, 5, 7, 10 years.

It is the ideal time to shop around for better mortgage rates or re-negotiate financing with your current lender. It’s a good idea to enlist the help of a mortgage broker for either option since they are mortgage experts who can advise you of the pros and cons of your options, explain industry jargon, and generally look out for your best interests- at no cost to you!


Purchasing a new home is one of the largest decisions you will make.

The hard truth is, many banks and financial institutions rely on people being lazy and poorly informed when it comes to negotiating their mortgage payments. A 2015 mortgage consumer study reinforced this when it revealed that over 50% of homeowners renewed their mortgages without negotiating better terms.

The savings you could earn by renewing and renegotiating your mortgage are very big! After all, by now you have spent years investing in your home and establishing equity- you deserve a rewarding rate when renewal time comes. Yet we often see clients who have renewed at a rate that is not only the same but higher than what they can get with a conversation and a little more paperwork with a Broker.  The banks rely on this.

You could be leaving thousands of dollars on the table.

We know it’s easy to sign on the dotted line, mail in the paperwork, and be done with it. Which is why we are committed to making your renewal process as uncomplicated, quick, and easy to understand as possible. Switching lenders does not have to be difficult.

At MortgageLine Edmonton, we leverage your mortgage payment history to gain the most favourable rates, terms, and conditions for your individual needs. We do this by tapping into our powerful network of over 50 lenders, banks, credit unions and financial institutions- we may even work with your current bank!

Think of us as your personal mortgage negotiator.

Because mortgage brokers are paid by lenders (the bank), and not borrowers (you), renewing your mortgage with a broker is truly a mutually beneficial arrangement. Mortgage brokers have the expertise and industry knowledge to understand the factors influencing your mortgage application and advocate on your behalf.

My Mortgage Planner App

Eliminate the Stress of Getting a Mortgage

Whether it comes to determining your monthly payments, affordability, or the income required to qualify or closing costs, our app has what you need right at your fingertips!

Download the MY MORTGAGE PLANNER app & get pre-qualified for a mortgage in under 60 seconds.

Yvonne Wilchewski MortgageLine Edmonton owner

Why You Should Renew Your Mortgage With MortgageLine Edmonton

MortgageLine Edmonton owner, Accredited Mortgage Broker, and Master Mortgage Educator, Yvonne Wilchewski, will compare the renewal offer from your current institution among a variety of options within our network of over 50 lenders. With the benefit of over 26 years of experience in the Edmonton mortgage industry, Yvonne knows how to find the best mortgage plan for any homeowner. She will investigate your needs, and short & long term plans so that you don’t make a costly mistake at renewal.

By enlisting Yvonne’s help you not only have the benefit of comparing your offer against dozens of other financial institutions, but you also have peace of mind knowing a mortgage professional is looking out for your best interests. Let us determine the best and most affordable mortgage for you, rather than accepting your current offer at face value.

Yvonne Wilchewski has a long track record of exceeding client expectations and saving them thousands of dollars. We know this city, we know the lenders within it, and we know mortgages.


Products at your service

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Whether you are looking to purchase your first home, or you are transitioning, our mortgage broker company can find you a superior mortgage rate.

 Mortgage Renewal icon for MortgageLine Alberta


The best time to search for better rates is when your mortgage is up for renewal. Our mortgage broker company can help you find them.

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Are you looking to consolidate your debt under a better rate? Consider refinancing your mortgage with our superior rates.

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If you are building a new home, our mortgage brokers can help you get the best rate and monitor rates throughout the construction of your house.

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Not interested in moving, but would rather spruce up the place you call home? Let us help you finance your renovation or home improvement.

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If you are looking for a mortgage for rental property or investment property, MortgageLine can help you get approved with the best rates.

Reach Us

Let our team of experienced mortgage specialists walk you through the financing process.

#409, 9945 50th Street
Edmonton, AB
T6A 0L4

(780) 918-2179

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